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As there was not so much research concerning factors influencing SMEs’ risk management in China, this research is interested in examining the influences of company and owner managers’ background factors on Chinese SMEs’ formal risk managing activities (risk assessment and business plan). In addition, Chinese SMEs’ perceptions towards three main instruments of risk management (risk assessment, business plan coque iphone 8 foot us and insurance) will also be analyzed.Consistent correlations were found between three independent variables and the two formal risk managing activities: 1) companies coque iphone x tatoo with relatively small business scales have more incentives to coque iphone xs portugal have formal risk managing activities; 2) non owners were proved to be more willing to have risk assessments and business plans than owner; 3) owner managers in the oldest age group are less likely to have formal risk management activities. Besides, four variables were proved to have significant correlations with one of the verre trempe iphone 8 plus et coque risk management practices: 1) SMEs with a history coque iphone 8 transparente antichoc of 4 to 10 years tend to have written business plans; 2) firms in „moderate to high growth market” were found to be less likely to have risk assessments; 3) male owner managers were less likely to be business planners; 4) owner managers who have participated in extra non degree based educational programs were confirmed to coque iphone 8 silicone miroir be less likely to have business plans.In the analysis of the three risk managing instruments, the result confirmed that more SMEs have well written coque hunter x hunter iphone 6s plus business plans than formal coque iphone x paques risk assessments…